Short Term Financial Planning
Estate Planning Services

It can really be upsetting when there's an important occasion on your calendar and you're concerned about being able to afford all the considerations of the event (presents, planning, etc.) because money is tight. You'd like to be able to spend for the occasion, but payday is still a few days off, but your wallet is almost empty, and there are still other bills to pay. The bank isn't interested in helping you out for the short term, so what can you do? Well, there are payday loans and cash advance services around that don't mind lending you a small sum of money for a short period of time.

Payday loan businesses specialize in helping out in these situations where people are in tight with their money, and could use a little extra money for emergencies, unexpected circumstances, or special occasions. They're in business to provide financial assistance for those who need another resource in a quick hurry, and don't want to (or can't) access the help they need from their regular financial assistance.

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Estate Planning Tools
Estate Planning Services

The tools involved in estate planning include the will, various types of trusts, beneficiary designations, powers of appointment, various forms of property ownership (Joint tenancy with rights of survivorship, tenancy in common, tenancy by the entirety, etc), gifting, and powers of attorney, specifically the durable financial power of attorney and the durable medical power of attorney. After widespread litigation and media coverage surrounding the Terri Schiavo case, virtually all estate planning attorneys now advise their clients to also create a living will.

Note that many people (and even some attorneys) confuse a living will with a durable medical power of attorney. The former controls solely those decisions that must be made at the end of the patient's life, while the latter is used to give decision-making authority to someone else (usually a family member or close friend). This person, the attorney-in-fact, then makes all medical decisions leading up to the person's death, but has no such power to make end of life decisions for the patient. Those decisions are made by the patient in the living will; in the absence of a living will, and where the patient is incapable of making end-of-life decisions for him or herself, such choices are left to family members.

 
Estate Planning Services